How to Invest in Tokenized U.S. Treasuries on Midas
Access on-chain U.S. Treasury Bills with institutional yields, fractional ownership and 24/7 trading.
A tokenized treasury is a token whose value tracks short-dated government debt held by an issuer off-chain. The yield comes from those bills, not from the token, which means you are taking the issuer's and the custodian's risk alongside the interest-rate risk. Read the product disclosures before the yield figure, not after.
Before you start
- Identity verification, since RWA products are gated on eligibility.
- Availability in your jurisdiction — some products are restricted by region.
- The product disclosure for the specific instrument, which names the issuer and the redemption terms.
Navigate to RWA Treasuries
Open the RWA section from the main navigation and select Treasuries. This page displays all available tokenized treasury products with their current yields, maturity dates, and total value tokenized.
Understand Tokenized Treasuries
Tokenized treasuries are on-chain representations of U.S. Treasury Bills backed by actual government securities held by regulated custodians. Token holders earn the underlying T-Bill yield, which is distributed on-chain. This gives you exposure to the safest asset class in finance with blockchain settlement speed.
Select a Treasury Product
Browse available products by maturity (short-term T-Bills, medium-term T-Notes) and current yield. Each product shows the issuer, underlying asset details, custody arrangement, and audit status. Yields are displayed as annualized percentages.
Purchase Treasury Tokens
Enter the amount you want to invest (fractional from $1). Review the current yield, any purchase fees, and the terms. Confirm the transaction. Tokens representing your treasury position are deposited into your wallet. Yields accrue daily and are distributed according to the product schedule.
Monitor and Redeem
Track your treasury positions in the RWA portfolio section. Monitor yield accrual, maturity dates, and market value. You can sell tokens on the secondary market 24/7 for immediate liquidity, or hold to maturity for the full face value plus accrued interest.
Important Disclosures
Tokenized treasury products are subject to the terms of the issuing entity. While backed by U.S. government securities, token holders bear smart contract risk, custodial risk, and regulatory risk. Past yields do not guarantee future returns. This is not investment advice.
If something goes wrong
- The product is not available to you.
- Eligibility varies by jurisdiction and verification tier. The product page states which applies; neither is something support can waive.
- Redemption is slower than expected.
- Redemption windows follow the underlying instrument, not crypto settlement times. The terms state the window before you subscribe.
Frequently asked questions
- Is the yield guaranteed?
- No. It reflects the underlying instruments and can change. Past or current yield is not a promise of future yield.
- What am I actually holding?
- A token representing an interest in assets held by the issuer. The disclosure names the issuer, the custodian and the legal structure — all three matter.
- Can I sell before maturity?
- It depends on the product. Some allow redemption on a schedule, others only at maturity. Check before committing funds you may need.