How to Manage P2P Payment Methods
Add, edit, and organize your payment methods for receiving fiat payments in P2P trades.
Payment methods are what a counterparty sees and pays into, so an out-of-date entry produces failed trades and disputes you will lose. Keep only methods you actively use, in your own name, with details you have checked against the bank app rather than from memory. One rule covers most of the risk: every method on your list should be an account you can check within minutes of a payment landing. A method you can only verify the next morning turns a fifteen-minute trade into an overnight exposure.
Before you start
- Account details in your own name — matching the name on your verified identity.
Open Payment Methods
Navigate to P2P Trading > Payment Methods. This screen shows all your saved payment methods. Each method includes the type (bank transfer, PayPal, etc.), account details, and a label for easy identification.
Add a Payment Method
Tap 'Add Payment Method' and select the type. For bank transfers, enter your bank name, account holder name, account number, and routing/SWIFT code. For digital payments like PayPal, enter your registered email. All information is shared with your trading counterparty during orders.
Verify Accuracy
Double-check all details before saving. Incorrect payment information can cause failed transactions or disputes. The account holder name should match your verified KYC name to prevent payment rejections.
Organize and Manage
You can add multiple payment methods and select which ones to use in each P2P ad. Edit details if your bank information changes, or delete methods you no longer use. Having multiple payment options makes your ads more attractive to a wider range of counterparties.
If something goes wrong
- Buyers report the details do not work.
- Re-copy them from the bank app itself. A single wrong digit in an account number or IBAN is the usual cause.
- You want to remove a method with trades in progress.
- Finish or cancel the open orders first. Removing a method mid-trade leaves the counterparty unable to pay.
- A counterparty says they paid to an old method you removed.
- Removed methods stay visible on orders that were already open. Check the order itself for which method it names, and the bank account behind it, before disputing.
Frequently asked questions
- How many methods can I add?
- Several, and more choice attracts more counterparties — but only add methods you can check quickly when a payment lands.
- Can I use an account in someone else's name?
- No. Third-party payments breach the rules and are the standard pattern in P2P fraud, so they are refused in disputes.
- Is my bank information visible to everyone?
- Only to a counterparty in an open order with you, and only for as long as that order needs it.
- Should I use a dedicated bank account for P2P?
- Many regular traders do. It makes reconciliation quick and keeps P2P flows separate from ordinary banking, which some banks watch closely.
- Can I restrict a payment method to certain ads?
- Ads select from your saved methods, so an ad can offer a subset. That is how traders keep a fast method for large trades and a slower one for small ones.